Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: D. Nicole Hiljus

Healthy Paws is not the same company…

Healthy Paws is not the same company since being bought out by Chubb! We had Healthy Paws for for 10 years before Chubb came along. The 1st thing Chubb did is raise our rate from $156 per month to $417 in a single year. The next thing they did is double our deductible from $250 to $500 and decrease our reimbursement from 90% to 70%. My dog is to old to start shopping around for new insurance. When you are choosing health insurance for your new family member please know that they will not stick by you for the life of your dog. They are not the company they once were!
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5

out of 5

POSTED: | BY: Dena Bream

Prompt Payment

My dog had a surgical procedure. It was very easy to file my insurance claim and Healthy Paws insurance paid my claim promptly. Very happy with the service provided.
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5

out of 5

POSTED: | BY: Darlene Lynster

Great Insurance Company

This app is very easy to use and the response is very quick. The payment to the customer is very quick. Very happy with Healthy Paws!
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1

out of 5

POSTED: | BY: Kate

Sad disappointment

Declined payment on the exact proceedure that they covered for 2 previous cats from the same family. Required multiple calls to Healthy paws and my vet. Stressful with a sick cat wasnt enough but also the financial stress when this is why I pay a premium for pet insurance in the first place . And Im still waiting for the appropriate payment for this one claim. The are scanning for 1 word to decline my claim and with hold payment but continue to make money on my funds.I once told everyone that Heathy Paws was a godsend but not after this experience!
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5

out of 5

POSTED: | BY: Kerry Mitchell

For years Healthy Paws has consistently…

For years Healthy Paws has consistently and quickly reimbursed us at the contracted level of reimbursement when we supplied the required documentation.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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