Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Lili

Best investment in your pet's health!

Healthy Paws to the rescue once again. My dog was injured in a fight, and Healthy Paws was there for him. The claim was processed quickly and efficiently. The employees are polite and friendly and efficient. The insurance is worth every penny. Last year my dog had to have a wart removed from the bottom of his paw and Healthy Paws handled the claim just as well as they did this year.
5

out of 5

POSTED: | BY: Heather

Excellent service

My yellow Labrador recently had surgery to remove a hair band from his intestines. This surgery was done late on a Sunday night at the emergency vet. The surgery came to over $4000. I was nervous submitted my bills to Healthy paws since my lab has eaten many items and they have paid many bills! I was afraid we might get cancelled but I received my check promptly along with a get well note for him. I'm extremely happy with Healthy paws insurance.
5

out of 5

POSTED: | BY: Janay

Healthy Paws Pet Insurance Rating

I would rate Healthy Paws Pet Insurance as A++++! Our dog TJ was recently taken to an emergency hospital and had to stay overnight and had several tests done. Thank God he's okay now. Access to and submission of his "personal" claim form on the Healthy Paws Pet site was beyond easy. My claim was accepted AND approved within hours and I received my check within a week. I WOULD HIGHLY RECOMMEND HEALTHY PAWS PET INSURANCE.
5

out of 5

POSTED: | BY: Ian

Complete Coverage of Feline Limb Amputation

Having one of your pets get sick is terrible.... And putting a financial burden on top of that is even worse. When my cat had to have one of his hindlimbs amputated due to cancer, I felt extremely guilty to be thinking about cost... but we know how expensive veterinary visits can be. Healthy Paws allowed me to focus on my kitty and get him back to his normal self without having to worry about paying back the veterinary bills. Thank you so much!!!
5

out of 5

POSTED: | BY: Hensley

Insurance that works like it should!

We were very happy with the service we have received from Healthy Paws. Our yellow lab Jake started to favor his back leg, and we were upset to find out it was a torn ligament. Of course we would do anything we could for him, but the surgery was going to be expensive ($3,200). We had no problems at all getting a check for the amount agreed upon in our policy. Just some paperwork from Jake's vets and in a few days the check came. At least that part was worry free. Jake still has some healing to do, but we think he will be fine.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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