Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,986

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Scott

Fast, no hassle claim processing

Fast, no hassle
5

out of 5

POSTED: | BY: Jessamine Castro

Kaitlyn was an absolute angel

Kaitlyn was an absolute angel. our call was disconnected more than 3 times and she was so patient and so kind even tried calling back and sat with me through the entire claims process. highly recommend going through her for any insurance help :) thanks again Kaitlyn
5

out of 5

POSTED: | BY: Tina Barnett

The process was simple

The process was simple, straightforward, and easy online. The step by step directions told me exactly what I needed to make sure my claim was filed/processed correctly. I was nervous at first, but realized how simple FetchPet made it. I was happy that my dog Woody’s injuries were covered and we are able to focus on his healing rather than how to pay the bills. Thank you so much!!!
5

out of 5

POSTED: | BY: JERRY WILSON

They do a great job with refunds.Very…

They do a great job with refunds.Very professional people that you talk to will continue to do business with fetch.For a long time.
5

out of 5

POSTED: | BY: Julie

May, 2026Letting me know my invoices were in…

Letting me know my invoices were in review. Refunding me quickly

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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