Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,986

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Jo

The process of submitting a claim is…

The process of submitting a claim is quick and easy. Fetch provided feedback at every stage of the process with clear explanations.
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5

out of 5

POSTED: | BY: Richele

Everyone should have Insurance

First time using- there was a lot of downloading of documents and additional requested documents- but the process was easy and the payment came within the window as advertised. I was extremely grateful that when I adopted my puppy I bought Pet insurance. This emergency visit would’ve broke the bank without Fetch.
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1

out of 5

POSTED: | BY: Thea Shaw

Absolutely terrible

Absolutely terrible. Over thousands in life saving expenses and despite max coverage and min deductible they only covered 1/4 of it. They write off claims as duplicate when they’re not, and make it as hard as possible to honor their contractual obligations for major medical events. Steer clear. If you ever really need medical coverage you’ll regret choosing them.
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1

out of 5

POSTED: | BY: Snowball

I would not recommend this insurance. Will deny your claim for no reason.

I would not recommend this insurance. They denied the claim and said it was a pre existing condition when it was not. I even have photos before the incident happened and The day the incident happened. I messaged the help chat on the fetch app the day the incident happened with photos.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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