Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisette Salinas

Easy Process!

Thankful for this service! Submitting a claim after such a costly ER visit was super easy and quick! I thought it would be super complicated as other claims can be chaotic. However, Embrace has such an easy and straightforward process and I was able to finish fairly quickly!
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5

out of 5

POSTED: | BY: Aaron Lang

Easy and pays out fast

Easy and pays out fast
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5

out of 5

POSTED: | BY: Christine Douglas

Not expected surgery

My dog needed emergency surgery and when I call Embrace, they were so kind and understanding. They just said, submit your claims and they will take care of them. Everyone was so helpful, and we are truly grateful for their assistance and refund. We got our baby back and the generous refund. It really helped!!!
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5

out of 5

POSTED: | BY: Ritchie Bourgeois

great dealings

so far my experience with Embrace is terrific. the only problem was of my own making, yet they still ironed it out
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5

out of 5

POSTED: | BY: bill rouse

AS always your company is awesome to…

AS always your company is awesome to work with.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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