5
out of 5
POSTED: | BY: Joanne Bernhardt
Great pet insurance company
Great customer service with good communication on claims. Would highly recommend.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Robert Schlitzer
Embrace has been such a comfort
Embrace has been such a comfort, us knowing that he will be able to receive the care Jonas urgently needs at times . We love our mini Schnauzer and are so glad we chose Embrace - their website is easy to use and their processing is prompt and very reasonable and considerate of our needs.
5
out of 5
POSTED: | BY: Shelby Overstreet
The process of submitting a claim was…
The process of submitting a claim was so easy and straightforward. I heard back very quickly and received my reimbursement in a timely manner. Highly recommend.
5
out of 5
POSTED: | BY: Kandi Wojtysiak
Submitting a claim was very easy.
Submitting a claim was very easy.
1
out of 5
POSTED: | BY: Reverend Bob
It’s about making a profit, not about the pet or the pet owner
It’s all about money and not about the pet owners like I have always said and I will continue to say so. This is why I’m not keeping it. The company is making money, not losing money with the pet owners. I would not recommend Embrace to anyone.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.