Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: myjobhelper.com

Company and I started out rocky

Company and I started out rocky, but I must say that we are all good and the claim is less then 5 minutes to submit and less then 2 weeks for a response. I give them total kudos for how they handle the claims and response time!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Flo

Easy to fill out

Easy to fill out, always quick to respond.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Marc

Excellent Customer Service

Interaction with the Embrace rep was excellent. After shopping several other insurance companies I got the best explanation of benefits from Embrace. Also it was the only company that offered additional discount to military vets.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Rachel

Fabulous process for claim submission

Fabulous process for claim submission! So easy and it can be done online or through the app. Easy to take a photo of the invoice with my phone and upload it to the claim department. Lightning-fast turnaround on payments and they just go directly into my bank account. Thank you for making the process so smooth and efficient!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Steve Moore

Keeping our pets in tip top shape

Dr. Cheramie is kind and understanding. He listens well and gives us all the options to make an educated decision.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review