Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Mary Woods

Too Long

Takes way, way to long to get Documents uploaded and Submitted Not Completely satisfied with Company Still Grateful and Blessed
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4

out of 5

POSTED: | BY: Mileidys Valle

The online process is easy

The online process is easy. Refund payments are withing a decent time. I find their price a little high but overall so far I like Embrace Pet Insurance.
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5

out of 5

POSTED: | BY: Deborah

You have made this experience amazing

Embrace Insurance Company has seen my puppy through major medical events and has proven faithful to their claims at every event. Embrace Insurance Company has made submitting pet veterinary visits amazing! The process is so smooth, expected, and efficient! Thank you.
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5

out of 5

POSTED: | BY: JES R

Embrace is Excellent!

Embrace is Excellent! Their website is straightforward and makes it easy to submit a claim. I had a question for Customer Service and they were very helpful.
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1

out of 5

POSTED: | BY: Kathleen Shull

Increase of 150% with no explanation

10 days ago, I reached out to ask why my rate increased by 150% from last year to this year. No answer. Disappointing, but they have lost this customer.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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