5
out of 5
POSTED: | BY: Ronald Greene
Outstanding service.
Outstanding service.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Shaun Sigmon
Just like any insurance company they…
Just like any insurance company they don’t cover some pre-existing conditions that they actually should cover. Insurance is a scam period, including pet insurance. If your dog has cancer and then you try to get coverage that’s understandable. But if your dog has allergies and the insurance company refuses to cover it just because they’ve gotten an allergy shot before you got the insurance, that’s nonsense.
5
out of 5
POSTED: | BY: EM
Excellent customer service with Devon
Just signed up, so have not filed any claims, but Devon was very patient with my questions and advised me based on my pet's age, pet's medical needs and cost.
I compared with Costco and other insurances and Embrace my decision using my USAA discount.
5
out of 5
POSTED: | BY: Joseph
Embrace has been responsive and timely…
Embrace has been responsive and timely over the past 14 years, insuring both of my Shih-Tzu’s. Just like people insurance, premiums increase, as you would expect; as they became older.
1
out of 5
POSTED: | BY: Viggy
Rep misrepresented my policy and my…
Rep misrepresented my policy and my claims were left in limbo for 2 weeks. Only when I called to inquire on the status, then they resumed the evaluation.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.