5
out of 5
POSTED: | BY: Gerald Yanello
Very easy to submit claims
Very easy to submit claims and they are paid in quick order
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Angela Christine
Do NOT trust this company
Do NOT trust this company, they weaponize their vague and overreaching contract language in order to deny claims as “preexisting conditions”. They deem one time SYMPTOMS like vomiting and diarrhea as related to ANY future conditions that cause those EXTREMELY common symptoms… ie say your puppy vomited from a food change 9 months before developing acute gastritis that needed treatment, Embrace will claim that the gastritis (or any similar illness that can cause vomiting) is related to a single vomiting or diarrhea episode that occurred up to an entire year prior to the new treatment date, even if the initial episode was completely unrelated or not linked to any condition at all, and even though both are SYMPTOMS of NUMEROUS different conditions and not illnesses in and of themselves, their philosophy is “well you can’t PROVE it’s not related”. Trust me, stay away from Embrace, they are a wholly predatory company. Spot and Pets Best are MUCH better. Also beware, they have a bad habit of using people related to the company in some way to write positive reviews, they are as dirty a company as it gets… you’ve been warned.
5
out of 5
VETERINARIAN: Granger Veterinary Hospital
POSTED: | BY: Troi
Amber
Amber is the best . She is super awesome and has my loyalty. She’s so good to the point where I had to inform my Vet about her and the services she provide. She really cares about the kiddos and mines. She gave great advice to me about my kiddos. I was given another quote by Chewy when I spoke with their Vet after hours in panic about Gracious my 11 month old Black Tie cat. She had her appt today and it was conjunctivitis basically pink eye. I called my Vet ten times over the past two days even though I had an appt and they said it was that over the phone. After the Vet transferred me to their insurance department which was basically to give me access to video visits with their Vet 24/7 . Chewy is awesome and they care about my kiddos as well. Amber is so awesome, she has my loyalty, so I had to call her and ask questions to add more services to my quote. I hope she now knows that she don’t have to follow up with me. I will be calling her to give her my information in two weeks. She is the best, if there was a way that I could buy her a lunch as a thank you, I would. I appreciate people that care about my kiddos. I would stick with her even if the quote was expensive because she has their best interest.
5
out of 5
POSTED: | BY: Softi
Embrace makes it easy and stress free…
Embrace makes it easy and stress free to submit claims and clarify any concerns thru customer service. This is my 3rd year with them for my multi cat household. Recommended
5
out of 5
POSTED: | BY: Unknown
Quick reply and happy for any discounts…
Quick reply and happy for any discounts that can be applied
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.