Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: linda horoshak

Your online reporting of a claim is not…

Your online reporting of a claim is not very user friendly. It asked me to put in a diagnosis which I did and it keeps telling me that "no Diagnosis was included."
Read more on Trustpilot
5

out of 5

POSTED: | BY: Will Wilhelm

Very easy to make a claim

Very easy to make a claim. Very prompt responces to claims.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Alexandra Lukauskis

Easy to navigate and make a claim ,

Easy to navigate and make a claim ,
Read more on Trustpilot
5

out of 5

POSTED: | BY: Shankar

Teddy Insurance Claim Experience

The claim submission process was very easy. Navigating through the claims application was easy for the customer. It took me 5 minutes. Next I appreciate Embrace's continuous follow up with two veterinary hospitals for Teddy's history. They processed the claim immediately on receiving Teddy's history. Really PET is a high priority for Embrace
Read more on Trustpilot
5

out of 5

POSTED: | BY: Rita Williams

This was my first-time submitting a…

This was my first-time submitting a claim I spoke with Jordan and she instructed me on how to submit a claim and I had no problem. Jordan has excellent customer service and I appreciated her help.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review