Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Mike Linville

330% increase in the last 2 years

Been with the company 10 years. Started out great but in the last 2 years I've gotten a 30% and then a 300% increase to over $1100/mo. ZERO loyalty with this company. Please do not support corporate greed with Embrace. Find somebody else ... anybody else.
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5

out of 5

POSTED: | BY: Mike

Easy and Quick to File a Claim

Very simple directions and paperwork. Could do it all on line with no glitches or hassles.
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5

out of 5

POSTED: | BY: Ed Theimer

We have had this insurance for over 10…

We have had this insurance for over 10 years. I have never had a problem. Highly recommended.
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5

out of 5

POSTED: | BY: SIMON/DEBBEE LORRAINE

Embrace Pet Insurance is the BEST!

I am extremely happy with Embrace. They are so supportive and have created the easiest website to use to upload claims. They review and pay a claim so quickly that I am always shocked that an insurance company runs so well. I really appreciate the whole team at Embrace Pet insurance. Thank you and you make a difference in helping and loving our pets!!
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1

out of 5

POSTED: | BY: Barbara Levin

Its been 7 months

Its been 7 months, and my claim still hasn't been paid.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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