Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Audra

Easy, quick, and great to work with!

Embrace never disappoints! They are easy to work with, quick with answering questions and payments. I have had to claim one major surgery as well as one tooth extraction, and most everything was covered. And best of all? It was done seamlessly. I would recommend Embrace to anyone who has a fur baby!
5

out of 5

POSTED: | BY: Dawn

you guys are aswsome

will continue to use you...fast and efficient
5

out of 5

POSTED: | BY: Lisa

Embrace has been wonderful, compassionate and quick response.

Embrace quickly responded to my claims, was wonderful. Also very compassionate during a very difficult time for me. Staff was helpful in getting claims done as quickly as possible.
5

out of 5

POSTED: | BY: Ronda

No one purchases pet insurance wanting to have to use it.

We made a very wise decision to purchase pet insurance years ago. Embrace is a wonderful company to deal with. Very accessible with any questions we have and processing time excellent.
5

out of 5

POSTED: | BY: Dave

Embrace Pet Insurance is everything that we expected.

We took out the insurance for Kodi knowing that German Shepherds are prone to having hip dysplasia. Little did we know that he would start having seizures when he was about 3 1/2 years old. It has been an up hill battle but with the help of Embrace, we have him stabilized and are able to give him the care that he needs without excessive out of pocket costs. Thanks!!!!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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