Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Emily

Simple, fast, amazing

I was recommended Embrace, and figured we’d give them a try. They have been nothing short of amazing since we signed up in may. You got to customize your plan, multi animal discounts, military discounts, if you pay in full discounts, and spay/neuter discount as well! The process of submitting a claim is so easy, especially if your vet does it for you. Their turn around time has never been over a week. I recommend them to anyone looking to get insurance for their pet!
5

out of 5

POSTED: | BY: James

Absolutely Amazing

We have used Embrace for two dogs now and I absolutely love them. I have never had any issues with this company with either of my dogs. Anytime there was additional information or if I had questions, the communication was flawless between myself and Embrace. They are very easy to use, will thoroughly explain anything and everything, and all in all a great company. I highly recommend them as I have told my coworkers and friends about them and to definitely check them out. I would rather have the insurance and not need it than not have it and need it.
5

out of 5

POSTED: | BY: Steve

Great Insurance

Embrace has been very helpful. They make it easy to submit claims and reimburse in a timely manner.
5

out of 5

POSTED: | BY: CRAIG

Every pet lover should consider Embrace.

We are delighted with all aspects of Embrace. Our communication with them when necessary has been superior. All claims have been paid promptly. Having embrace insurance saved us several thousand dollars. Every pet lover should consider Embrace.
5

out of 5

POSTED: | BY: Sylvia

So thankful that I decided to get insurance on our Trixie!

Best decision ever to get pet insurance with Embrace. Our Trixie means everything to us and Embrace has been so quick in processing our claims that all her medical needs have been met. Highly recommend them.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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