5
out of 5
POSTED: | BY: Christine
Worth Every Penny
Great quality peace of mind. Reimbursement is quick when applicable. Claims are evaluated in a timely manner.
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Rachel
Highly Recommended
Great idea to have insurance especially with a highly active breed or a breed predisposed to certain conditions. We have used the insurance dozens of times (antibiotics, flea meds, heart worm preventative, vaccinations) and it has paid for itself, practically. Customer service is always helpful and friendly.
5
out of 5
POSTED: | BY: GORDON
excellent service
The handling of claims were fast & efficient & without any issues
1
out of 5
POSTED: | BY: Cherie
New to embrace and already mistakes have been made
I adopted a pup about 3 months ago and immediately signed up for insurance through Embrace. They have already made a mistake of putting periodontal disease as a pre-existing condition which is not listed anywhere in any of his records, nor does he have this issue (as he is still just a puppy). My vet is completely confused by this, and is now having to write a letter to Embrace to try and get this fixed. So because someone at Embrace made a mistake, I'm having to go through the appeal process, and my very busy vet is having to go through the hassle of writing a letter. So far, not impressed.
5
out of 5
POSTED: | BY: Harold
Very Pleased with Embrace
We are very pleased with Embrace. My vet processes the claims for us and we immediately get a response from Embrace and reimbursement in a timely manner. Highly recommend Embrace for your pet(s).
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.