Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Darci

Very thankful and happy with service

Embrace has been helpful and easy to work with through may health problems, including very serious ones requiring time in the hospital. They have reimbursed me for my visits to vets to try to figure out the best way to treat a few chronic conditions my dog has. I am very thankful.
5

out of 5

POSTED: | BY: Jayne

Great Coverage for my senior dachshund

My furbaby, my longhaired doxie Peggy, was suddenly diagnosed with carcinoma. She needed tests, surgery, and going forward treatment. We were so frightened we were going to lose her and also that we weren't going to be able to afford the high costs the hospital was quoting us. I was crossing paws the bills would be reimbursed and they were! I'm so glad we have Embrace going forward giving us the cancer treatment options we need to if possible cure (again paws ceased) or to maintain a good quality of life for years to come for our very loved little dog.
5

out of 5

POSTED: | BY: Bianca

Great insurance

I've only used the insurance for well visits. It has been great so far. Refunds have been transferred in a timely manner.
5

out of 5

POSTED: | BY: Jose

Excellent!

Nothing but excellent service! Claims are processed quickly and any concerns are addressed promptly. I highly recommend Embrace to any pet owner.
5

out of 5

POSTED: | BY: Lora

Love Embrace!!l

If you are looking into pet insurance go no further! We are extremely pleased with Embrace. They are so easy to work with and our claims are processed very quickly!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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