Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sue

My second "family" member covered

I had this insurance for my Newfoundland. They were remarkable. Now I have it for my kittie, and though I had a bit of trouble with the diagnosis, I called the embrace number and Dan was AMAZING. Thanks so much. Very pleased thus far
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5

out of 5

POSTED: | BY: Katt K.

A great decision

I am so happy I went with Embrace for all my pets and their health. Everyone I have spoken to is professional, knowledgeable and genuinely cares about what is going on with your pet. I have filed several claims and the process was so easy and, it only took a few days to get my reimbursement. It is wonderful to have the peace of mind that if my pets need care, it won't empty my bank. One of the best decisions I've made!!
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5

out of 5

POSTED: | BY: Jason Davis

Embrace saved my dogs life

Embrace saved my dogs life. Just two days before getting his final set of shots my dog got Parvo. Spent 3 days at the pet hospital. If I did not have them I would not have been able to pay for my dogs treatment. Covered over $6,000 for me at 80% coverage. Also, they tell you up to 30 days, but it took less than 5 days for my claim to be approved.
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5

out of 5

POSTED: | BY: Minoo Moadel

Very quick and thorough.

Very quick and thorough.
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5

out of 5

POSTED: | BY: Betty

Absolutely outstanding company

Absolutely outstanding company ! Honest and professional, compassionate team members. I would recommend to anyone with a pet !
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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