Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: S.S.

Embrace is the best pet insurance

Embrace is the best pet insurance. It can be a little pricey, but in the long run, if your pet has lots of issues, this will be a money saver. I have had this pet insurance since 2018. Customer service is exceptional, and the claims get completed relatively quickly. Highly recommend Embrace pet insurance.
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1

out of 5

POSTED: | BY: ReverendRiz

This company's name should be DENY

This company's name should be DENY. I wasted my money and never received great service.
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5

out of 5

POSTED: | BY: Deb Post

Claim submission very easy to complete.

Claim submission very easy to complete.
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5

out of 5

POSTED: | BY: Kathleen

I’m new to this and not sure

I’m new to this and not sure
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1

out of 5

POSTED: | BY: Lauren Carr

. Wrongfully denied. Hiring an attorney.

I’m in the same boat as everyone else— they’ve denied my claim bc they don’t have the records of which I sent over, they confirmed, and then I received an email this morning stating that my claim is on hold. Is there anything we can do to get our money back? This seems criminal— and now when we switch insurance we’ll have a pre existing condition!. I can’t afford this. Consulting an attorney tomorrow.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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