Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: MB

Accidental claim

We are new to Pet insurance and did a LOT of research prior to picking Embrace. We actually didn’t think we would have to take advantage of their service for a long time, since we have a young pup, but when we had an unforeseen accidental claim for a swallowed foreign object just shortly after being outside the waiting period, they covered everything without arguing. Great experience. I am happy to say Embrace lived up to their promise. Amazing service. Courteous and patient customer service. Glad, we picked them.
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5

out of 5

POSTED: | BY: Kimba Cat

So thankful for Embrace

I am so very grateful to have found Embrace Pet Insurance. Their coverage has helped us a great deal in our pet’s time of need, and they are always responsive and supportive.
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5

out of 5

POSTED: | BY: Patricia Fenrich

Embrace is just awesome..

Embrace is just awesome... their rate of turnaround to pay your invoices from the Vets is just the best I've ever seen... they're very thorough and complete on everything they do... I'd highly recommend them... I also researched many many insurance companies for my pets and they had the most comprehensive plans to choose from... choose the best.. choose Embrace
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5

out of 5

POSTED: | BY: CharleneR

Easy way to submit claims

Easy way to submit claims
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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