Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sherry D.

Embrace Pet Ins. Is amazing! Highly suggest!

Embrace Pet Insurance is an excellent insurance provider. When my Ares crossed the rainbow bridge and I had to remove him from my policy, the compassion I was shown was incredible. She sent me a condolence card infused with wildflower seeds in his memory. Most recently my youngest (8y10mo.) needed surgery, and the claim was handled quickly with NO issues.
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5

out of 5

POSTED: | BY: kristi_creightonyahoo.com

Agent was helpful

Agent was helpful, thorough and pleasant
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5

out of 5

POSTED: | BY: Ebony Rose

Great customer service

Great customer service
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5

out of 5

POSTED: | BY: Kerry Moore

Very happy with the paw protect…

Very happy with the paw protect insurance through embrace. It's fantastic to know that you have an option with their paytient payment so that you don't have to spend your money up front nor do you have to wait for reimbursement.
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5

out of 5

POSTED: | BY: H.W.

Fast and thorough

Fast and thorough. No surprises. We are getting a new dog soon and will be getting a policy for her as soon as she arrives.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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