Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Evelyn Resseguie

my experience with Embrace Pet Insurance

Embrace has been easy to deal with: the claims personnel have been courteous, patient with me, and my Embrace reimbursements have been fast and accurate. I would recommend Embrace Pet Insurance. This is our first experience with pet insurance and we're so glad we enrolled in Embrace coverage for our two dogs.
Read more on Trustpilot
4

out of 5

POSTED: | BY: Selene Esposito

easy to submit claim,

easy to submit claim, Takes long time to get someone to answer the phone though .
Read more on Trustpilot
3

out of 5

POSTED: | BY: Sky’s Mom

Diagnosis not listed as a choosable…

Diagnosis not listed as a choosable option while being told that because of that claim will be delayed even though diagnosis is listed on included paperwork. This is my first claim so in a learning process.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Elizabeth

It is so easy to submit claims.

It is so easy to submit claims.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Jodi Birkemeier

Wonderful quick service

The ease of claims and they answer every question I have asked in a reasonable short time period.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review