Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather C.

Complete Peace of Mind

I've had Embrace Pet Insurance for my dog since I rescued her 9 years ago. The customer service is second to none and they make submitting and tracking a claim so easy. I have complete peace of mind knowing my pet is insured by Embrace.
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5

out of 5

POSTED: | BY: Barbara Luchetta

Answer the phone

Answer the phone. Dont let me wait over 1 hour and no pick up or follow up Update, good follow up to review
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5

out of 5

POSTED: | BY: Frank M

Thank you for taking care of Finley!

Thank you for taking care of Finley!
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5

out of 5

POSTED: | BY: Heather Brostrand

Excellent customer service

I used Embrace for my kitties years ago. We now have a puppy and it was so easy to get her insurance through Embrace. Their phone representatives are knowlegable, friendly, and professional. They understand insurance and how much we love our pets. I appreciate their extensive training.
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5

out of 5

POSTED: | BY: Michelle Hunt

Helpful in every aspect

Everything the past few months with Embrace has been great. Our two year old was recently diagnosed with a disease that requires a lot of vet visits filled with testing and bloodwork and medication. Embrace has worked so well with us and has reimbursed 80% of majority of our visits and continues to be helpful as issues arise. I am thankful I have this company for my dogs insurance
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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