1
out of 5
POSTED: | BY: Gary Barbin
SHOP SOMEWHERE ELSE
SHOP SOMEWHERE ELSE
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4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mike Emery
Saved my Pups Life
I purchased insurance on my first pup when I got her. I figured she was no different than one of my own children and I should give her the best life I can so I purchased Embrace insurance for her.
Two years she was claim free, then all of a sudden over a holiday weekend she was not herself, very lethargic and was sick and having accidents which she never had. We took her to the vet and the vet admitted her for a week, we thought she was doing better, she had a surprise for us, on the 4th of July she relapsed and bloodwork was very bad. My doc had an idea of what she had (IMHA) but couldn't confirm it, so she said you need to get her to ISU Vet Med. We rushed her to ISU and in the first 30 mins IMHA was confirmed, she got an immediate blood transfusion and was admitted and watched for a week there. This whole ordeal was in the range of $10,000. She's on daily medication now and relapses about every 18 months, but is easily manageable since we know what we are looking for now.
Without Embrace to help soften the blow of the cost, Paisley would have to have been put to sleep as the cost to save her I couldn't afford. Embrace allowed me to say do whatever to save her only if it won't give her a poor quality of life, she still lives her best life to this day, running around outside, playing with her brother and being a sweet pup with such a sweet temperament. I can not say enough about the insurance, they're simply the best and going without pet insurance in todays costly world is not a smart choice.
5
out of 5
POSTED: | BY: BW
We have never had pet insurance before…
We have never had pet insurance before and we decided to finally try it out. Thankfully we did as just over a month later our 3yr old Corgi was diagnosed with Lymphoma. From nothing to everything so fast! Thanks to Embrace instead of have to say goodbye to her so young we are able to put her through CHOP protocol (Chemotherapy) and she is responding very well and hope to be able to give her a year of more love before saying goodbye. Hopefully more!
Thank you Embrace!
5
out of 5
POSTED: | BY: Vonnella Borner
Pet Insurance
Never had pet insurance until I got this and it is worth having.
5
out of 5
POSTED: | BY: April Meise
Due to a scary medical emergency with…
Due to a scary medical emergency with my 1 year old puppy, I had to rush him to the emergency vet. Although he received great treatment and recovered, the bill was extremely hefty. I submitted a claim with Embrace and they were always in contact with me via email (status updates, etc.) Although I never spoke to a representative personally, the representatives were all very kind and considerate over our email exchanges. It took about a a month to settle my claim (which I was told would happen), but because of Embrace insurance, the majority of my pup's emergency visit is being covered. This is a huge weight of off me financially! Thanks Embrace for helping me through this difficult time!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.