5
out of 5
POSTED: | BY: Lizabeth Herlich
Easy to submit claim
Easy to submit claim
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: DEBORAH S BATES
My.online experience was easy
My.online experience was easy. My interaction with Drew was wonderful. He was engaging, professional, pleasant, knowledgeable and answered all my questions.
1
out of 5
POSTED: | BY: Sam
They are a horrible company
They are a horrible company! They increased my premium from $160 to $321 a month! What the heck! When I tried to cancel, they charged $321 to my bank account! I’m never going with this company again. You all better stay away!
1
out of 5
POSTED: | BY: David Brody
Claims denied for pre-existing…
Claims denied for pre-existing conditions, which should not be considered pre-existing.
5
out of 5
POSTED: | BY: Estelle
The agent I spoke to was courteous and…
The agent I spoke to was courteous and was very well equipped to answer all my questions.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.