ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,250

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rick Fellner

AMAZING! GO WITH THEM - YOU WON'T BE DISAPPOINTED!

How amazing! Our English Bulldog got sick and died suddenly, we were devastated. Our claim was processed quickly and efficiently. And to our amazement, they cancelled the insurance so we weren't auto-paying our premium another month when our dog had already passed. Then they even called us to offer their condolences -- how personal, caring and compassionate! We found them easy to file claims through their website and the processing was always fast and accurate. Their premiums were on the lower end of several insurance companies we looked at. If we ever get another dog, we will surely use them again, and I whole-heartedly would recommend them to any pet owner who is searching for insurance -- you won't be disappointed.
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5

out of 5

POSTED: | BY: Patricia

You are exceptionally easy to contact, pleasant to talk with, and fast at their processing; I couldn't be happier!

The customer service is top notch. Every person i have talked to was personable and caring. You were able to expedite the claims we requested. Online account is intuitive and informative, and claim submitting is easy and straightforward. It makes going to the vet less stressful knowing we are taken care of. Thank you so much!
5

out of 5

POSTED: | BY: Cortney

Pet insurance was the best decision!

I am very happy with the service and coverage of ASPCA pet insurance. I would highly recommend them to anyone wanting to get good pet insurance.
5

out of 5

POSTED: | BY: Brian

Great insurance! Has helped us greatly.

Such a great caring insurance company. They have been here for us with all of our dogs!
5

out of 5

POSTED: | BY: Adalgiza Elamir

Excellent feedback and prompt review of…

Excellent feedback and prompt review of claims
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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