ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,254

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Daisy Saavedra

Well I had problem with animals since I…

Well I had problem with animals since I was little because of things and people places and things but they lesson to me my cat beet me and I didn't like it because of a lady with a kid well know how that goes but I wish this work getting him operated with him being horny I try to get him neutered and fixed I really hope this insurance understands what I need to do down graded so please don't let other owner or animals foul you thankyyou. Bit I mean Jennifer Marlow is a animal problem that her pets don't even like her because she abandoneds them.
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5

out of 5

POSTED: | BY: Jon Harth

Puppy care

So far my experience has been great. Initial sign up for my puppies insurance. Gave me alot of helpful information right away and was recommended by my vet.
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5

out of 5

POSTED: | BY: Katherine Fossler

Easy to navigate platform. Great service

The online platform is very easy to navigate. I get frequent updates so I always know where my claim is at in the process and the explanation of benefits is thorough. Love it! Highly recommend.
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5

out of 5

POSTED: | BY: Amanda

Great customer service

Excellent customer service all around great experience. Very friendly helpful and qiuck
3

out of 5

POSTED: | BY: Linda Sharpe

Wanted my payments monthly

Wanted my payments monthly, but was charged for a year.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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