ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,254

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debra

The Best Pet Insurance There is....

A year and a half ago I lost one of our beloved dogs to a veterinarian I had regarded to be the best. His name was Harley. I took him for a simple teeth clean and to remove some benign tumors and he ended up unable to eat ever again. Somehow, the vets let him lie flat and the fluid from his stomach destroyed his esophagus. After a month of stomach tube feedings and watching him deteriorate, we had to send him to Heaven. ASPCA was aware of what was happening from the invoices I had been submitting. This wonderful organization called me often to give comfort and counseling during my time of great, great grief. I will always, always recommend this organization for pet insurance, they are efficient, honest and fair in their claims process. Take my advice, please--do NOT ever have your dog's teeth cleaned under general anesthesia. Buy Tru-Dog "Spray Me". It truly works for removing tartar. Check it out.
5

out of 5

POSTED: | BY: Jacqueline

Truffles

I love ASPCA in that they give my reimbursement quick and fast and with no trouble. They are they only insurance that I have read online to cover a pet for the same illness after 180 days and overall they every time I call they always ask how my dog is doing. I would recommend ASPCCA to anyone as they truly look out for your pet.
5

out of 5

POSTED: | BY: Mary

They were great

Aspca got my insurance taken care of right away when my cat Princess was sick and needed x-Rays and blood work. They were very nice and they paid for everything but my deductible. Princess is fine and I fill so much better.
5

out of 5

POSTED: | BY: Sharon

ASPCA - There When You Need Them

My dog BARBIE was ill recently and she had a lot of tests. I Contacted ASPCA while I was still at the Vet. They were very elpful and reassuring and offered to walk me through the reimbursement process. When I submitted my paperwork I did not know what to expect. However, ASPCA contacted me to make sure my paperwork was correct and I was reimbursed promptly. They are an insurance company you can trust.
5

out of 5

POSTED: | BY: Barney

Awesome

I've been blessed in the fact I haven't had to use the insurance but it gives me the peace of mind that if something was to happen I would have support to help with it. The wellness and tooth cleaning benefit is also AWESOME. I recommend to all!
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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