5
out of 5
POSTED: | BY: Grayce Tripodi
5 Stars
Excellent plan, I would advise all who have a pet to take advantage of this
Read more on Trustpilot
4.4
out of 5
Number of reviews 12,250
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Zack Kasten
ASPCA
Great Experience from beginning to end. The ASPCA makes the process very easy. Thank you much!
5
out of 5
POSTED: | BY: Breanna Gokey
I love ASPCA Pet Health Insurance
I have recommended ASPCA Pet Health Insurance to several of my friends/family with pets. Recently my ended up hurting himself requiring surgery which cost me $1500.00. I did not hesitate at all when the vet said he needed surgery because I knew ASPCA Pet Health Insurance had my dog covered under his accident policy. Submitting a claim was super easy and I received my refund in nearly no time at all. Now I can only hope he learned his lesson and steers clear from danger, but if not I know that ASPCA will be there again for me and my dog when we need them most!
5
out of 5
POSTED: | BY: Freddie
The Best Pet Insurance Ever!
My last 3 dogs have been covered by ASPCA and they have been very helpful and wiling to discuss and resolve and questions I had. This is a company that cares about you and your pet. When I lost my last dogs it was such a caring thought to receive a hand signed card from them. They make the whole process of obtaining and continuing coverage very easy to do. Making a claim is simple and there is good communicate throughout the process. I work with a giant breed rescue and always highly recommend adopters to use ASPCA.
1
out of 5
POSTED: | BY: Z
HORRIBLE READ THE FINELINES
I have have this insurance for over 12 years when my dog was simply a puppy. I have never lapsed in insurance so he has always been covered. Last year, my dog came down with Cushings, a type of cancer. He has been undergoing treatment and requires expensive blood tests until it is controlled. His new insurance coverage started last month. When I put in a claim, hoping to get some money back since I do have insurance, the rep. kindly informed me that because a new policy has been started his condition is considered pre-existing and is no longer covered. In order for him to be covered again, he would have to be condition free for 120 days..before they will pay again. THIS IS UTTERLY DISGUSTING. DON'T GET THIS INSURANCE COVERAGE OR YOU MAY BE VERY SORRY.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.