5
out of 5
POSTED: | BY: Paul
Very easy and fast.
Excellent
4.4
out of 5
Number of reviews 12,254
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Zoe
Well-rounded, affordable coverage
Started using ASPCA pet insurance about a year ago. I have two cats, one is 2 years old and constantly has medical issues and the other is 1 year old and is very healthy. There is a discount for having multiple pets so I just put both of them on the same type of coverage ($250 deductible and covered for up to $5,000). I'm planning on switching the younger cat to the higher deductible plan though for this upcoming year. Overall, the online system is very easy to use, the customer service is great and really helpful. The insurance covers up to 90% of your cost after you've hit the deductible. I've saved hundreds of dollars by having this pet insurance. I shopped around for a while and they were the most affordable option I found but still include excellent coverage. The only reason I didn't give them a 10/10 rating is because it takes 2-3 weeks after submitting a claim to actually get reimbursed. If the turn around time on that was faster then I definitely would have given them the full 10/10 rating.
5
out of 5
POSTED: | BY: Wilton
A quick notification when the claim is being processsed.
When I first enrolled Zeus with ASPCA, I received a cordial welcome, along with helpful procedural information that was needed. I've submitted two claims which have been handled in a professional manner, exactly which I would have expected.
I could not be more pleased with the service i have received. I am happy that I chose ASPCA !
Sincerely,
Wilton C. Carter
5
out of 5
POSTED: | BY: Y Gip
Every time I see someone at the…
Every time I see someone at the Veterinar office I ask them if they have pet insurance. I tell them that they should get ASPCA insurance and that they should keep it for the life of their pet. Especially if it is a puppy or kitten.
5
out of 5
POSTED: | BY: Katherine
Peace of mind
I have 2 young labs to avoid having any astronomical household bills I decided to buy insurance to be prepared just in casa anything happened. Best decision of my life. My 7 year old lab had to have BILATERAL TPLO surgery and having to pay 20% of it was a huge relief on our family budget. Their customer service and response to reimburse the money was professional, prompt and satisfactory.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.