Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,883

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shannon McDougall

Delaney was amazing and showed Kindness…

Delaney was amazing and showed Kindness and Compassion when I explained why I was late with a payment. Card Compromised Family Emergency that needed my full attention...all better now. We updated my info. She was so friendly and easy to talk to. Delaney is Amazing and very much appreciated by me. THANK YOU DELANEY
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5

out of 5

POSTED: | BY: Walt

I m glad I found your company so I…

I m glad I found your company so I could join the opportunity to protect my furry friend. Its a pleasure to be part of you team.
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5

out of 5

POSTED: | BY: Arlene

Very friendly and helpful team

Very friendly and helpful team. Always take the time to make sure they properly answer my questions. It is a great experience now a days to speak to a live agent and not AI.They are affordable and have a lot of selections for the coverage that fits you the best. Been with Prudent going on 5 years now.
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1

out of 5

POSTED: | BY: colleen.wardgmail.com

When it came time to file a claim I was…

When it came time to file a claim I was denied because I didn’t take my cat to a vet every 12 months. This insurance was initially set up for just in case purposes since we do not send our cats to the vets often, we are homeopathic pet parents. They gladly took my monthly payment but when filing a claim they found a technicality to not pay for the claim. It felt wrong since they never made me prove my cat was seeing a vet to start the policy in the first place.
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5

out of 5

POSTED: | BY: Damon Lane

Really easy to use and good value for…

Really easy to use and good value for coverage we needed.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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