Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,883

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy Waldrop

Thank you to Prudent Pet for their claim process assistance.

Thank you to Prudent Pet for their quick response and attention to our claim. Following our dog’s surgery we were able to focus on her immediate care and rehabilitation and not have to worry with a difficult claim process. We are so grateful that we chose Prudent Pet to partner along side us in the care of our pup! We will definitely be sharing our positive experience with family and friends and encouraging them to consider this company for their pet insurance needs.
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5

out of 5

POSTED: | BY: Jordan

Starting a new policy

Andrea was great with answering all of our questions and starting our policy for our two Berners!
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5

out of 5

POSTED: | BY: Judith Feinberg

Stephanie was very helpful

Stephanie was very helpful
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5

out of 5

POSTED: | BY: Rosemary Jones

Great Customer Service

Peter was so helpful and courteous, he answered all of my questions very thoroughly and looked up answers for questions he did not know off the top of his head (what category a specific condition fell under). I am extremely pleased with the level of service I received. If I could give more than 5 stars I would.
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5

out of 5

POSTED: | BY: Lynda

Stephanie was very helpful in assisting…

Stephanie was very helpful in assisting me in getting one of my dogs insured. Thank you!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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