Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,883

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deborah Salomon

A+ BBB Rating & 5 Stars as well! I am sold!

Spoke with two sales staff, Andrea & Monica who were both very, very helpful, I had a TON of questions and both were very helpful in answering all my questions satisfactorly!! My Pet Insurance will not start until after Januray 1st 2023. I stumbled across PRUDENT Pet Ins. by accident, was searching TOP Rated CO. for four days and never came across them until the fourth day.... I checked BBB and they have a FOUR STAR rating AND A+ Business Practrice! Great reviews overall in comparsion to other CO. and beleive you me I have read a Stupid amount of Pet Ins. reviews over the last four days!!! Barely any even Caution reviews! So I am going to give Prudent a shot!
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5

out of 5

POSTED: | BY: Shanna Walch

Stephany

Stephany is very knowledgeable and friendly.
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5

out of 5

POSTED: | BY: Jessie

Great explanation of my up coming…

Great explanation of my up coming changes in my dogs health care plan. Monica was very knowledgeable and helpful to find the right changes with our budget in mind.
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5

out of 5

POSTED: | BY: Bonnie L.

Would highly recommend Prudent pet insurance!!!

We had a great experience on December 21, 2022 with Prudent pet insurance! Would highly recommend!
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5

out of 5

POSTED: | BY: Ian

Stephanie was amazing

Stephanie was amazing! She was able to explain and answer any questions I had and make the process extremely straight forward!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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