Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,883

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Grace

Wonderful phone call!

It was a very emotional call for me as I have been dealing with a lot in terms of vet visits for a very long time. I’ve been thinking about pet insurance for a long time and I was grateful to have had this agent pick up the phone. She was clear with her answers and she never made me feel like I had a silly question, nor made me feel bad for getting emotional over the phone. She knew I was going to the vet right after I got off the phone with her so hopefully she sees this little update as well! My cat has had a very long line of G.I. issues that we haven’t been able to figure out for a very long time and today we found out it was tapeworms that he could’ve had his whole life! Who knew that they were very hard to detect apparently. This could’ve been his problem all along! So if you do see this, he’s going to be ok and we are getting it taken care of. Knowing I’m going to have pet insurance to back me up in the future is definitely going to help me sleep at night as well. Thank you for a wonderful phone call!
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5

out of 5

POSTED: | BY: Lonnie Albert

Great experience

I would say that I would recommend others and the young lady that helped me was very helpful and knowledgeable about what I needed and helpful and caring
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5

out of 5

POSTED: | BY: Danielle Martin

My rep was fantastic

My rep was fantastic, very knowledgeable
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5

out of 5

POSTED: | BY: Vera Cunha

Rebecca was great

Rebecca was great! She explained everything for me, helped me to get the right insurance plan for my 2 dogs! We are very happy and satisfied to have Prudent insurance! Thanks Rebecca :)
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5

out of 5

POSTED: | BY: Vera Cunha

Everything very easy

Everything very easy! Awesome customer service! We are very satisfied with our 2 dogs insurance policy plan !!!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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