5
out of 5
POSTED: | BY: Vicki
Easy to file
easy to file, let me know claim was received, paid claim quickly.
4.9
out of 5
Number of reviews 15,566
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nhi
Positive first claim experience
After my baby had to use the ER for stitches due to a dog bite/attack I saw the bill to her visit and was already stressed and overwhelmed by how much the procedure and her stay was. I was rest assured that after I submitted my claim (which was as simple as uploading an invoice and giving the reasoning why) that I was going see 90% of my bill reimbursed after the 250$ deductible. The process was easy and when I had additional questions the customer service rep was more than helpful in understand my claim. The processing time for the claim took a little under 5-10 business days and the claim came a few days after in a direct deposit. This is the most positive first claim I could of had from any insurance company. Thank you pets best for providing me and my baby with so much support and care in our time of need.
5
out of 5
POSTED: | BY: Beth
Online portal is easy to navigate
The online portal is extremely easy to navigate. The response time on it is very quick.
5
out of 5
POSTED: | BY: Jennifer
Amazing as always
Amazing as always. Poor Bella got sick and needed to see the vet immediately. An hour later she is on the road to recovery and our bank account in $450 lighter. But we were smart enough to purchase health insurance from Pets Best the day we brought her home. The vet knows to give us an itemized receipt and along with the proof of payment we sent a scan of everything via email in to Pets Best. POOF! Immediately get a response, it's being processed and within a week my Bank Account regained 80% of the $ weight it recently lost. Doesn't get easier than this. If only our own health care coverage processes were so simple.
5
out of 5
POSTED: | BY: CHERYL
Amazing company!
I have had pet insurance before and have been frustrated and disappointed.
We got pets best insurance when we got our new puppy. I chose the 90% coverage w/$250 deductible with no lifetime cap and also included some preventative medication.
Unfortunately, I've had to file 2 large claims! One for intestinal blockage. He ate a piece of a toy.
The second claim was for a very serious dog bite that nearlu killed him. The vet bill was over $10,000.00.
The company was recently acquired so I was concerned they would find a way to decline my claim. They paid it! (they took a bit longer than the first claim but there were a lot of charges and records to review.)
What a relief! We are still working on rehabilitation but knowing pets best took care of us really is a big relief!
We will be getting a new puppy next week and I will, immediately add him to our policy!!!
I have referred pets best to many of my friends.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Disclosures
Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.