Pets Best | Pet Insurance Review

4.9

out of 5

Number of reviews 15,713

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Janet Newby

I'm extremely disappointed with the…

I'm extremely disappointed with the refund services of Pet's Best. Repay is awfully slow and I set up my account to receive refund through my checking account as was suggested for quicker turn around. I got a message that something went wrong with automatic refund going automatically into my account. It appears there's a deliberate attempt to prolong refunds.
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1

out of 5

POSTED: | BY: Jeremy

Horrible service 30+ days and nothing

STAY AWAY HORRIBLE SERVICE!!!!Save your money and go with Nationwide or a bigger company. I paid for my dogs insurance for months, submitted a claim and it wasn’t even looked at 30 days later. Not one email from pets best nothing at all just the same status as the very first day i submitted it. They won’t reimburse anything and tell you it’s a staffing shortage issue.
5

out of 5

POSTED: | BY: Stacey

Our claim was paid in a week

Our claim was paid in a week . Affordable prices!
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5

out of 5

POSTED: | BY: Justin

Not helpful

I have been trying to take a dog they we no longer have off of my policy since last July and they told me I have to call but no one will answer.
1

out of 5

POSTED: | BY: Robin

This is a total scam

Pet's Best is a scam. Their BBB ratings are terrible. I canceled my policy and they charged me anyway. Then when I notified them, they refunded me for the portion of the month "they covered." They shouldn't have charged me at all since I had canceled. The reason I canceled is because my dog isn't covered unless I've paid for a $1,400 dental exam and cleaning. That is not clear at all in the policy. Their customer service is unresponsive and incapable of listening and can't solve problems. I have asked them for a full refund but they won't respond.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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