Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ami

Very happy customer

VPI is very quick to reimburse and reasonable about what they will and won't pay for. The phone reps have always been helpful too. I would gladly pay $50 per month if it means I will get back over $1000 in vet bills.
5

out of 5

POSTED: | BY: Barbara

VERY COMFORTING TO HAVE MAJOR MEDICAL

We have the major medical policy for our English Springer Spaniel, so when she needed orthopedic surgery, we were relieved that we had insurance. VIP handled our claim and we were more over joyed at the reimbursement. They handled the claim fast and efficiently and our output in monies was very minimal. As in humans, it is important to have health insurance for our animals and VIP is exceptional with its customer service, evaluation and payments. It is very much worth the premiums that are paid. Thank you for being there!
5

out of 5

POSTED: | BY: John

Don't own a pet without VPI insurance!!!

I had originally signed up for VPI because I received a small discount from my employer and we had just adopted a new Black Lab. This was the best financial decision I have made in a long time. Dogs have been my siblings since I was small and without VPI, my best friend would no longer be with me. My Lab developed bone cancer and without insurance I would not have been able to afford the care she needed. Even though my out of pocket has been costly, it would have been too much to handle with out the coverage. For example, of the $1700 MRI bill VPI covered almost $1550 and got me my refund check before my credit card bill was due! I have received all of my refund checks well before the actual bill is due!!! Great service, great coverage, great staff, worth every penny!
5

out of 5

POSTED: | BY: jerry

great

have had great service with vip insurance cant say enough
5

out of 5

POSTED: | BY: Jake Havenridge

Helped me cover some pretty serious bills.

Last winter my dog decided it would be smart to eat a christmas garland. After a week or so of him acting weird, I took him to the vet and the metal part had become entangled in his digestive tract. We were going to have to pony up $3k to have surgery. Without VPI I'm not sure if we could have had the surgery. Reimbursement was super easy, we just had the vet fill out the paper work and we were good. Since then, I've recommended VPI to anyone who will listen, so if you're listening, give them a shot. I'm glad I did!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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