Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Tiffany

Emergency trip covered

I had to take my French bulldog to an emergency vet while we were traveling. He had been throwing up and wouldn't eat his dinner. Found out he has pancreatitis and had to stay there for 48 hours of treatment. VPI covered nearly everything of the $1,100.00 bill. Needless to say I'm happy with the plan so far.
5

out of 5

POSTED: | BY: Joan

Best insurance coverage ever!

My 15 month old Labrador Retriever, yellow female had bilateral TPLO surgery. She was diagnosed at 13 months with ligament problems. She was in a lot of pain and had to drop out of her dog class and therapy dog visits. We had the surgery done and was so grateful for the coverage she received from VPI. All of our past 3 Labradors over the years have all been covered with Major Medical and the Wellness package. So worth it. It is always nice to see the checks come in for reimbursement. Not enough pets have coverage and they should as you never know when the unexpected is going to happen.
5

out of 5

POSTED: | BY: Aida

Excellent Customer Service

I recently submitted a claim for my 6 year old Springer Spaniel and was reimbursed everything except my deductible. Dealing with their customer service people over the phone is always easy and I have been a happy customer since ginger was a puppy.
1

out of 5

POSTED: | BY: Nupur

As your pet goes old they dont reimburse

From all the review I am seeing as soon as your pet turns above of age 8, they stop reimbursing funds. I am a customer for last 4 years and now dog is 9 yr and they are not reimbursing as much they are supposed to and they do not want to upgrade the policy because your dog is old. They refused to upgrade only because my pet had cellulitis . Seriously, come on. I think it was my worst decision to join vpi.
5

out of 5

POSTED: | BY: Nadine

Life Saver!! Would be broke without it.

We were so glad to have purchased this for our large dog. When she turned 1 we noticed that she was limping and favoring one leg. I took her to a surgeon who determined that she needed both of her knees repaired. VPI covered about 90% of the bill.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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