As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I got vpi because I wanted to insure my ferret. I filled a claim, let's say its been almost 2 months now and I still haven't received my money back. I filled the claim then they say we cant help we need medical records from the past. I submitted all I had and they said I had to wait for my claim to be resubmitted. The csr did not know when I was going to be able to get my money back
1
out of 5
POSTED:
| BY: Scott
Just cancelled my policies
In my experience with Nationwide, they do anything they can to prevent paying claims and bury you with paperwork in the process.
5
out of 5
POSTED:
| BY: John
Thumbs up
We just submitted our 2nd claim via email. The first one was submitted and we received our reimbursement within 10 days.
1
out of 5
POSTED:
| BY: LB
VPI DENIES CLAIMS
Our dog had to be checked for a leg injury, without any communication VPI denied the claim. Later he was stung by a bee and VPI denied the claim again. When I called to ask why, they explained they will not pay ANY claims until they have his full medical records. Would have been nice, had they told me that to begin with. DO YOUR RESEARCH, there are many other companies that appear to provide less restrictive coverage at better to equivalent rates. As soon as I wrap up the current set of claims (~ $600.00) .... I AM FIRING THEM!
1
out of 5
POSTED:
| BY: Alexnader
KEEP YOURSELF AWAY!!
Being partner of VPI pet insurance is one of the WORSE DECISION that anyone with a pet can ever make. first, their efforts to discourage you to claim a reimbursement are insuperable, they are so good that you finally put off any other attempt to to submit a claim. I should have canceled my account a year ago when I tried to used it the first time. second, the excuses, which range from we did not receive a document, event if you send the same document, multiple times. Third, in my last attempt to use your services and attempt to claim all my pet visits, even the ones where I felt discouraged to do so, after receiving a email stating that my claims were processed, I just found this that my claims are completed, with of course, no payment at all, which I don't know why surprises me!. and the worse and lowest of everything is that this time they didn't tried to discourage me or even send a notification of why they decided to not comply their part of the agreement, No email, mail, notification or anything. That's insulting and shows the purposes and values of this company.. They just allure you, but what they want is your money. They also updated and messed up my information, who knows with who authorization, but we all know with which purpose, and if they said that they tried to contact me by email, guess who succeeded to do so a couple of days before. I am just waiting to call on Monday to see what will be the excuse now, but was just not able to avoid to write this and make my experience public. I congratulate your marketing team, they are good, but if you catch this post before they delete it, please KEEP YOUR PET FAR AWAY OF THESE GUYS. you just don't know what to expect. There are better options of the market, be smart and don't let that a good advertisement a discount get you on this TRAP. If they are giving you a discount and invest so much in advertise their self is for something, right. GET AWAY OF THIS GUYS ASAP.
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.