Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: donspot

if you have a pet ,pet insurance is a must !

I've had my Cat Emy insured since I rescued her. She has been covered for several injuries and the coverage with nationwide has been very affordable and satisfactory. Don
5

out of 5

POSTED: | BY: sunny729

Simply awesome

I wish my insurance was this good and professional
5

out of 5

POSTED: | BY: Jackson

Amazing service

Nationwide has been great. Our new puppy has had to see the vet a few times now for random sicknesses or checkups. Nationwide has been a life saver for being able to afford the vet bills. Won't go without it ever again!
5

out of 5

POSTED: | BY: Jackie65

I'm so glad I have this policy.

This policy is well worth what I pay for it. When my dog was injured it payed almost all the costs I incurred. I would not have been able to afford her care without it.
5

out of 5

POSTED: | BY: Erin

Absolutely love my pet insurance!

I've had many friends get dog and run into the typical horror stories where unexpected problems and illnesses occur and suddenly the dog goes from a $700 investment to a $7000 one. I started researching pet insurance RIGHT when I knew I seriously wanted a puppy. There are many fancy new brands with apps and instant access and such, but nothing gives you the TOTAL and FULL coverage like Nationwide. I have found this insurance to be such a financial safety net I needed when buying a dog. I have no qualms about taking my little guy to get the care he needs, when he needs it because I know Nationwide will have my back. The total wellness package option is a little pricey, but worth every penny (especially as a first time dog owner) to know that if the worst happens, you won't be digging into your savings to pay for it. The claims process is super easy, and I am reimburse without questions asked. It's easier than my own health insurance. I'll never go anywhere else with my dog. I love Nationwide's hassle-free, sleep without worrying, simply the best coverage!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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