Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle

Great coverage for those unexpected vet bills

My dog always seems to have these pesky unexpected health issues pop up and having this insurance coverage has been so helpful. Pretty much everything that I have submitted for has been paid.
5

out of 5

POSTED: | BY: Nancy

Fantastic customer service!

Nationwide is quick to pay on claims and has an excellent automated system. Best thing I did was get this pet insurance for my dog!
5

out of 5

POSTED: | BY: Casey

Wish human insurance was this easy

Have been with Nationwide since they were VPI. Easy to work with, fair reimbursement, and fairly quick turn around on claims.
5

out of 5

POSTED: | BY: Ramona

Peace of Mind - "We've got your back"

We have three puppies that we rescued and therefore we unsure of the health care they had received. We have taken them to their vet and they have received their shots and well check. We took them with confidence knowing once our deductible was met, Nationwide would step in help with the cost of maintaining our pets health. We have one puppy, Bella, who is accident prone and has had a couple of minor surgeries and stitches for lacerations. Nationwide was there. When taking Bella to the ER, and we were asked if we had pet insurance, I said Nationwide and the response was, "You must love Bella, she's a lucky dog." Very happy with my decision to select pet insurance and Nationwide is every easy to communicate with.
5

out of 5

POSTED: | BY: Gertrude

Thank you for your compassionate help

Again, you were always there when I needed you and today was exceptional. Thank you, Dan
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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