Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carrie

Easy to work with

I began my Nationwide Pet insurance program when I rescued my pug, Roxy, when she was 7 years old, 3 years ago. She is very healthy for her age, but had some problems with her teeth, probably from their neglect by her original owners. I've had to have several teeth pulled and she also developed a small cyst -- all were treated and she is now fine. Nationwide claims were easy to file and response was timely and good. Very good customer service. It is worth every penny I pay each month to know Nationwide is behind me in caring for Roxy.
5

out of 5

POSTED: | BY: Pamela

Long-time, satisfied customer

I’ve had Nationwide (since it was VPI—which I still call it) since around 2003 and had/have coverage for numerous dogs. I’ve never failed to feel supported as I’ve gone through various illnesses and injuries with my dogs. Claims are processed in a reasonable time frame and always seem fair. The one instance where I disputed a payment was resolved in my favor. I wouldn’t be without this coverage for my beloved dogs. My grandson and his family chose VPI for their dog based on my good experience and recommendation.
5

out of 5

POSTED: | BY: Hrayr

Dental cleaning

My cat Django got a comprehensive dental cleaning and it was ll paid for by Nationwide. We are very grateful.
5

out of 5

POSTED: | BY: Nicole

Glad I Have This

I've got 2 dogs insured with Nationwide and have been pleased with our for both of them. Submitting claims is quick and easy and payment is quick with the electronic option. Every owner should look into this.
5

out of 5

POSTED: | BY: Terri

Claim process is so easy.

Tucker spent 2 days at our vet with an intestinal infection. The day I picked him up I took a picture of the vet invoice and sent it in from my phone. Nationwide makes it so easy to file a claim and are very helpful when you have a question.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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