Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jane

No hassle for emergency dental

My sweet GSD awoke with a severely swollen face. After rushing to the vet, it’s discovered he has an abscessed canine. Surgery scheduled after beginning antibiotics- vital due to last years cruciate ligament surgery- and tooth removed. No hassle filing for claim. Electronic paid. Simple. We are so pleased with having pet insurance with Nationwide for all 3 of our dogs. It gives us peace of mind that we can provide them with stellar care without losing the house.
5

out of 5

POSTED: | BY: Michael

Wellness Coverage is Honest and Fare

I am very pleased with the wellness coverage that my pet and I received through Nationwide.
5

out of 5

POSTED: | BY: Tom

Nationwide was awesome with helping with the big medical bill when our dog was diagnosed with Mega Esophagus.

Tassi’s diagnosis of Mega Esophagus caught us blindsided and heartbroken. Between X-Rays, diagnosis and medication, our Nationwide Pet Insurance was a God send. Nationwide absorbed a great deal of expenses. She is doing just fine with a few adjustments.
5

out of 5

POSTED: | BY: Amy

Thankful for pet insurance

I am so thankful for affordable pet insurance. The claim process is very simple.
5

out of 5

POSTED: | BY: Lyzbeth

Very helpfull to have Nationwide Insurance

I decided to enroll my new dog with Nationwide, because we did not had insurance for our previous dog and the cost of the veterinaries were very expensive. Even he was always under a vet care I honestly think if he had insurance he may had better medical treatments. Nationwide had the best deal and coverage for pet insurance. I got the major plan for my dog. At the beginning nothing was covered even if I paid a little more monthly for a $100.00 deductible. I was about to cancel the insurance, but I talked to a couple of Nationwide customer service agents and they explained me most of the cost I submitted were for wellness services and they were not covered by a Major Plan. Then I adopted another dog and I got also insurance for her, in this case I got the Whole Pet with Wellness Plan for her as a recommendation for a Nationwide Insurance Agent, because she needs to be spay and as I adopted her she may need vaccines and wellness visit. I submitted all my claims and after the deductible being cover I have been receiving back 90% of my bills. We moved to another State and we needed to get a new vet. I took my dog for her first wellness visit after having the insurance and the doctor discovered she had a condition in her leg and needed to do some X-rays, I received the 90% of the bill. I consider the Whole Pet with Wellness Plan has a better coverage than the Major Medical Plan. I may get this plan for my other dog at the renewal. I don’t write reviews, but after my dog last visit to the Vet and Nationwide covering the 90%, they sent me an email asking me how my dog was doing. I think that was very nice of them so they deserve a good review.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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