Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Megan

Best Money Spent

SO glad I got this insurance. I've never had an issue getting reimbursed for anything within their guidelines, and it has come in handy more than once already in the 18 months we've had our dog. They have always processed my reimbursements quickly and it's nice to not worry about Vet bills anymore. At least now I know a reimbursement will be following shortly.
5

out of 5

POSTED: | BY: Fabian

Very satisfied

Very satisfied
5

out of 5

POSTED: | BY: Allison

GODSEND

I got Nationwide pet insurance through my work for around $16/paycheck, and it has paid for itself $300+ times over. My dog randomly ruptured a disc in his back due to IVDD (something I’d never heard of), and had to have emergent spinal surgery. His vet bill was over $5,000. Nationwide reimbursed us over $5,000 within a few weeks of me sending in the paperwork. I can’t even express what a blessing pet insurance has been, and nationwide made the traumatizing experience of what happened to my dog and my family so much less stressful knowing we would be reimbursed 90%.
5

out of 5

POSTED: | BY: Jack

Simply the best decision I made was getting nationwide for pet insurance

Best thing I did was to get nationwide pet insurance when I bought my two golden retriever puppies!!
5

out of 5

POSTED: | BY: Bonnie

Nationwide has been there for makaela and Brady I don’t worry about a vet bill now. I know Nationwide is there

Nationwide has been there for both my dogs I have wellness plus and it very helpful for me bringing them both of the dogs
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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