Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Margie

Truly pleased

I am truly pleased with the policy, the ease of filing claims and the speed at which the claims are paid. I have 2 golden retriever puppies, one who has been battling a chronic UTI since she was 9 weeks old (they're now 5 months old). Nationwide has been there covering every vet visit, every test and all the antibiotics and probiotics that she's been on. The puppies also underwent hip surgery at 16 weeks which was covered and paid by Nationwide in less than 2 weeks. Their customer service reps are always very helpful and pleasant to talk to. I would highly recommend this company to friends and family.
5

out of 5

POSTED: | BY: Rita

You have been by my side for the last 21 years!

You have always been there for me. There through Aidan Quinn's 3 battles with cancer, and a host of other injuries and mishaps during his 15 years. You helped me keep him happy and healthy. And now, you are there with me with Quinn who just turned 6. Thank you from the bottom of my heart!
5

out of 5

POSTED: | BY: Nancy

Reliable insurance

After a horrible confrontation with a larger dog, being hospitalized and on 3 different meds for weeks, our little rescue dog, is coming around. All the invoices were sent to Nationwide and they quickly emailed that the claim had been received and they would notify us of any and all updates. There have not yet been any complications with paper work and every payment received has been clearly explained. It is a comfort to know that we are dealing with such a reputable company while we continue to bring our "little guy" back to his old self! Thank you
4

out of 5

POSTED: | BY: Gizelle

Claims take long

It seems claims are taking longer and longer to process. Even the acknowledgment of claim received now takes 48 hours or more, when before it was 24 hours.
5

out of 5

POSTED: | BY: Patty

Nationwide has responded to me very quickly and has been very convenient, easy to use.

Nationwide has responded to me very quickly and has been very convenient, easy to use.. thank you for making your service easy and responsive, there are not many companies that you make you feel like a valid customer.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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