Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Jo

A must have but expensive

Insurance a must have, but deductible too high $250.00 for each of my 3 dogs! Pay more for their insurance than our own. $173.00 a month . Does not cover such things as gland cleaning which is a real issue for our dogs! Going to add the cost of insurance and compare to what has been paid to vets and see if worth it!! Recommend insurance to everyone but no preference to any company because they are all expensive!!!
5

out of 5

POSTED: | BY: Michelle

I love the fact my Zoe has “heath” pet insurance. It’s great knowing that no matter what’s going on with her or what the future

I love the fact my Zoe has “heath” pet insurance. It’s great knowing that no matter what’s going on with her or what the future may bring I have Nationwide Pet Insurance to cover the costs. She had her teeth cleaned and a tooth extracted and I got about 80% back. That was several hundred dollars.
1

out of 5

POSTED: | BY: Amy

Paid for same procedure on my parents dog and not mine. Then jerked me around when I called them about it!

NOT WORTH IT! I have same policy as family member....my stuff was not covered and theirs was. I would NOT recommend Nationwide. Also, when I called, Maggie gave bad answers...not helpful at all.
5

out of 5

POSTED: | BY: Frances

Good insurance

I like this insurance ,only thing I don’t like is my girl has acute rhinitis and they only cover x amount and we are on major medical. .I also like that you can direct deposit your payments
5

out of 5

POSTED: | BY: Leigha

Amazing, so glad I purchased the plan!

I purchased the insurance plan through my employer and boy am I ever glad I did! Not too long after my dog got sick, then ear infections, skin infections, and an eye trauma. After I met the deductible Nationwide reimbursed me 100 percent for the costs, which if I didn't have it would have put me out! They haven't let me down yet!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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