Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle

Great Pet Insurance

Both our breeder and our vet recommended Nationwide (previously VPI) when we got our pup almost 7 years ago. Nationwide has been great, unfortunately we've had more health issues than I would have hoped but having insurance provides peace of mind when making decisions about treatment. We highly recommend Nationwide.
5

out of 5

POSTED: | BY: Srinivas

They reimbursed fully

Wow! I was expecting to battle it out. Our expenditures on our Dog got heavy but they helped us out. I am glad we are covering our Dog with this insurance company that has so far been honorable and operated with integrity. And we are talking about an insurance company! If only people insurance companies were like this, I think there would be much faith in our health insurance system. Thank you!
4

out of 5

POSTED: | BY: Jane

Turn around time is beginning to be better

The turn around time on claims seem to be getting better. At first it wasnt but the last invoice I submitted was.
5

out of 5

POSTED: | BY: Stephanie

Amazing!

Amazing!
5

out of 5

POSTED: | BY: Sharyn

Nationwide has been very good about paying for my pup’s vet visits and in a timely matter. I would definitely use them again .

Nationwide has been easy to work with and they are good about paying in a timely manner. I would use them again if I were to get another pup.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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