Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

Don't Be Without Nationwide!

I have been enjoying the benefits of Nationwide for over eight years with my one dog and over eleven years with my other one. I highly recommend Nationwide. You will be glad you have them on your side.
5

out of 5

POSTED: | BY: Catherine

Smooth

It’s easy to submit the paperwork. While it took about a month to find out if the surgery would be reimbursed, it went smoothly and all worked out.
5

out of 5

POSTED: | BY: Blaine

Prompt and courteous at all times; a comfort when our pet was in distress.

Our pet cat Lucky was in serious trouble and needed surgery. Nationwide has always been prompt on paying claims which takes that worry out of the equation. We highly recommend Nationwide.
5

out of 5

POSTED: | BY: Michael

Excellent Service

Nationwide has been an excellent resource and provider of coverage for my newly adopted cat. I adopted my cat from a shelter. We had some ups and downs with Dinah (that's her name) and her becoming acclimated to her new home. Required some extra love/attention and some visits to the vet. Nationwide has been there as a provider for coverage and has promptly reviewed my bills and reimbursed promptly where appropriate.
5

out of 5

POSTED: | BY: Michael

Excellent Service

Nationwide has been an excellent resource and provider of coverage for my newly adopted cat. I adopted my cat from a shelter. We had some ups and downs with Dinah (that's her name) and her becoming acclimated to her new home. Required some extra love/attention and some visits to the vet. Nationwide has been there as a provider for coverage and has promptly reviewed my bills and reimbursed promptly where appropriate.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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