Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sharonica

My experience with the claims process was very easy, great!

I took King in for shots. He's feeling great, thankfully! It was super easy to submit my claim and receive reimbursement. I'm happy I have this policy for my little buddy!
5

out of 5

POSTED: | BY: Marleea

Glad I have this insurance coverage

this is my first time having insurance coverage for Leah. In the past I've not had good experiences because the reimbursement were little to none and I felt that I was paying out money for nothing. Aside from the $250 deductible, the coverage and reimbursement has been GREAT!
5

out of 5

POSTED: | BY: Timothy

Great Insurance

Just submitted our first claim and it was super easy! Love that we get so much money back for the visits we take our dog to. The overall price is a bit expensive, but when you use the insurance it certainly appears worth it!
5

out of 5

POSTED: | BY: Bobbie

Well worth it

We have insurance on both our beagles... their noses get them into trouble. Nationwide is quick, easy and we have had ZERO issues with filing a claim or being reimbursed! Can not believe we did not do this sooner.
5

out of 5

POSTED: | BY: Linda

A little help for the Rescue Fur-Parents

This has been a great company to deal with and you can telll they are fur-kid friendly. STOP and look no further!!!! I work in the insurance business (so I get it) BUT if I could wave my magic wand, I will wish for this: I had 3 other kids with NPI (Baylee, Willow and Shiloh). They are all rescue kids and I got the polices for them at the same time. We were not looking, but we saw this little blind girl that no one wanted. She was blind since birth, not loved, in a cage and no forever home. We decided to take her. We signed up for NPI right way but 14 days is a long time to wait until she would be covered and that was just not in our time frame...we had to get her out of that cage. I wish that in ‘some’ instances, we can forgo the waiting period, when a life hangs in the balance and a possibility of bringing something home to your other kids. I never submitted this claim because it was 3 days before her policy took effect.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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