Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Antonio

A lifesaver

One of the best decisions I could have ever made was to get my pet insurance with Nationwide. It has saved me money and stress when my dog has been in need of medical help or keeping up with her health. I highly recommend Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Stephany

Puppy Tummy issues

We had to take our 7 month old puppy in for what seemed like loss of appetite and loose stool. After all the exams and medications we spent over $320. Thanks to Nationwide we were able to get some of that money back. Turns out our puppy is a picky eater.
5

out of 5

POSTED: | BY: Perry

Claim Process is Long and Challenging

I rescued our dog back in February and purchased major medical pet insurance at the recommendation of friends. Very thankful we did, as our rescue has had quite a few challenges. I have 8 claims in, totaling approx $5k, going back to March. Only 3 of the claims have been "closed", with the largest of them being mostly denied due to how they categorized it (in direct contradiction of the vet). To even get these 3 reviewed, I have had to call 7-10 times and many of those times was told I needed to provide additional information - all sent to different email addresses - none of which was asked of me until I called to ask on the status. I did receive those same requests via mail 7-10 days after I called. And, of course, these all delay the review process. That said, the representatives are very friendly, the process is continuing to move forward and, at the end of the day it's an insurance company so the "hoops" are sadly not a surprise. Depending on the outcome of the remaining claims, will determine if I will keep Nationwide as our Pet Insurance provider and/or recommend to others.
5

out of 5

POSTED: | BY: Carol

I'm very glad to have insurance

Aldo was a rescue from PR. I adopted him at 6 months. Previously, he had been to the Vet by the Rescue for skin issues. Now he has a pre-existing condition for which no payments can be made.
5

out of 5

POSTED: | BY: Trish

Great customer service rep!

The Nationwide representative who took my call was great!!! She was very positive, friendly, and very informative. I'm always nervous when calling customer service for any insurance company but she made my experience very pleasant. I enjoyed our call and she was very helpful in answering all my questions. She was also a very great listener. I usually don't complete reviews but i wanted to make sure that she was recognized for her great service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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