Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Haylee

Nationwide is on our side...

I'm really glad we invested in the Nationwide Pet Insurance policy for Otis. It's certainly come in handy when unexpected medical expenses come up. Nationwide makes it easy to file a claim, and their follow-through is much appreciated!
5

out of 5

POSTED: | BY: Lorena

Not sure what took me so long

I wish I had found Nationwide Pet Insurance before. They're amazing!
5

out of 5

POSTED: | BY: Dena

Nationwide was wonderful again!

This claim went so smooth. The vet center sent the claim in for me and the next day Nationwide sent me an e-mail stating they have received it and it is in processing. Approximately four weeks later, I receive a check to cover the expense of an emergency broken tooth extraction. Also, every time I call Nationwide, they are so courteous and helpful on the phone. I will always be with Nationwide as long as I have pets.
5

out of 5

POSTED: | BY: Kim

Great service, as always

Submitting the claim was easy and the payment was timely. Always a pleasure to do business with!
5

out of 5

POSTED: | BY: Gordon

Nationwide VPI are truly as good as their word---and that's saying a lot!

Seemingly, all too often the service claims made by businesses, particularly insurance companies, leave a lot to be desired. However, Nationwide VPI pet insurance are truly as good as their word. They are very customer responsive, efficient, timely and equitable in adjudicating veterinary medical and preventative health care claims.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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